Car Finance

How you fund your fleet is crucial to your business. RVM makes all funding solutions competitive and balanced by combining our extensive range of funding products with our independence. This is how we find the best possible deal for you. This also includes solutions for ‘New Start’ businesses.

How will it help your business?

RVM listens to your objectives to reveal how different funding methods including personal contract purchase, contract hire and PCP could reduce costs whilst supporting your business’s goals. Working with you leads to greater understanding of your aims and ultimately, greater savings.

Business Contracts Available

Contract Hire – Maintained
Contract Hire – Non Maintained
Finance Lease
Lease Purchase
Contract Purchase
Hire Purchase (HP)
Operating Lease
Short Term Rental
Sale & Leaseback
Outright Purchase

Personal Contracts Available

Personal Contract Hire (PCH) – Maintained
Personal Contract Hire (PCH) – Non Maintained
Personal Contract Purchase (PCP)
Hire Purchase (HP)
Short Term Rental
Outright Purchase

Find out more about our funding products:

Contract Hire

Contract hire is a low-risk solution which provides your business with new vehicles without the responsibilities of ownership and capital outlay. Contract Hire offers a fixed monthly cost which helps businesses budget. This is an efficient way of running a fleet that involves no uncertainties or unpredictable costs of ownership. Maintenance is Optional and at the end of the contract period, the vehicle is returned to the leasing company.

Finance Lease

Ideal for companies where Contract Hire is not suitable or that require reliable vehicles that may be subject to heavy wear and tear, such as LCVs. Also suitable for businesses looking to keep their fleet on a balance sheet and want to take the residual risk once the contract ends. Optional Final RV/Balloon Payment to reduce monthly costs.

Contract Purchase

Contract Purchase is a finance agreement for companies who want the option to own their vehicles, whilst avoiding the depreciation risk. Maintenance Package is Optional

Sales & Leaseback

RVM arrange re-finance of your existing vehicles for a fixed monthly amount. This allows cash to be injected back into your business, boosting cash-flow. at the end of the contract period, the vehicle is returned to the leasing company. Maintenance not normally an option

Short Term Rental

Whatever the requirement, we offer Short Term Rental Agreements for both Car and Light Commercial Vehicles all including Maintenance.

Hire Purchase

Buy your vehicles for a fixed payment per month over a set period. Flexible terms, 1 to 5 years, allow you to choose your monthly payments. Finance only and does not include a Maintenance Package option.

Lease Purchase

Operates like Hire Purchase with a Final RV/Balloon Payment to reduce monthly costs. HP & Lease Purchase are suitable for both Business and Personal Clients.

Personal Contract Purchase (PCP)

Personal contract purchase (PCP) is a finance agreement giving you the option to own the vehicle at the end of the agreed contract period, or just hand it back, Maintenance Package is normally optional.

Personal Contract Hire

Simplify your budgeting with fixed monthly payments. Flexible duration and mileage terms can be tailored to suit your requirements. Spread the cost of vehicle maintenance by including them in your monthly rentals. Maintenance is normally optional and at the end of the contract period, the vehicle is returned to the leasing company.

Salary Sacrifice

Provides a cost effective means of financing a car using Tax and National Insurance contributions to maximise savings. This is a brilliant addition to any business benefit scheme.

If you’re confused which funding product is most suitable, don’t be. We will advise and explain which we feel is the most appropriate contract to suit your needs, current and future, and importantly, why.

New business?

Haven’t been trading for 3 years, don’t worry we can still help with funding solutions.

Business Contracts Available

Contract Hire – Maintained
Contract Hire – Non Maintained
Finance Lease
Lease Purchase
Contract Purchase
Hire Purchase (HP)
Operating Lease
Short Term Rental
Sale & Leaseback
Outright Purchase

Personal Contracts Available

Personal Contract Hire (PCH) – Maintained
Personal Contract Hire (PCH) – Non Maintained
Personal Contract Purchase (PCP)
Hire Purchase (HP)
Short Term Rental
Outright Purchase

Find out more about our funding products:

Contract Hire

Contract hire is a low-risk solution which provides your business with new vehicles without the responsibilities of ownership and capital outlay. Contract Hire offers a fixed monthly cost which helps businesses budget. This is an efficient way of running a fleet that involves no uncertainties or unpredictable costs of ownership. Maintenance is Optional and at the end of the contract period, the vehicle is returned to the leasing company.

Finance Lease

Ideal for companies where Contract Hire is not suitable or that require reliable vehicles that may be subject to heavy wear and tear, such as LCVs. Also suitable for businesses looking to keep their fleet on a balance sheet and want to take the residual risk once the contract ends. Optional Final RV/Balloon Payment to reduce monthly costs.

Contract Purchase

Contract Purchase is a finance agreement for companies who want the option to own their vehicles, whilst avoiding the depreciation risk. Maintenance Package is Optional

Sales & Leaseback

RVM arrange re-finance of your existing vehicles for a fixed monthly amount. This allows cash to be injected back into your business, boosting cash-flow. at the end of the contract period, the vehicle is returned to the leasing company. Maintenance not normally an option

Short Term Rental

Whatever the requirement, we offer Short Term Rental Agreements for both Car and Light Commercial Vehicles all including Maintenance.

Hire Purchase

Buy your vehicles for a fixed payment per month over a set period. Flexible terms, 1 to 5 years, allow you to choose your monthly payments. Finance only and does not include a Maintenance Package option.

Lease Purchase

Operates like Hire Purchase with a Final RV/Balloon Payment to reduce monthly costs. HP & Lease Purchase are suitable for both Business and Personal Clients.

Personal Contract Purchase (PCP)

Personal contract purchase (PCP) is a finance agreement giving you the option to own the vehicle at the end of the agreed contract period, or just hand it back, Maintenance Package is normally optional.

Personal Contract Hire

Simplify your budgeting with fixed monthly payments. Flexible duration and mileage terms can be tailored to suit your requirements. Spread the cost of vehicle maintenance by including them in your monthly rentals. Maintenance is normally optional and at the end of the contract period, the vehicle is returned to the leasing company.

Salary Sacrifice

Provides a cost effective means of financing a car using Tax and National Insurance contributions to maximise savings. This is a brilliant addition to any business benefit scheme.

If you’re confused which funding product is most suitable, don’t be. We will advise and explain which we feel is the most appropriate contract to suit your needs, current and future, and importantly, why.

New business?

Haven’t been trading for 3 years, don’t worry we can still help with funding solutions.